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Deposit Rates
Texas Heritage National Bank
Last Revised April 23,2008
Transaction and Saving Accounts:
|
Annual Percentage Rate (APR) |
Annual Percentage Yield (APY) |
| Heritage Checking | .50% |
.50% |
| Money Market Account | 1.00% |
1.00% |
| Savings Accounts | .75% |
.75% |
| Texas Star Checking | 5.00% |
5.00% |
| Premier Checking |
|
|
| Tier 1 $10k-$24,999 | 1.00% |
1.00% |
| Tier 2 $25k-$49,000 | 1.24% |
1.25% |
| Tier 3 $50k or more | 1.49% |
1.50% |
Certificates of Deposit:
|
Annual Percentage Rate (APR) |
Annual Percentage Yield (APY) |
| Less than $100,000 |
|
|
| 90 days | 2.23% |
2.25% |
| 180 days | 2.49% |
2.52% |
| 4 months | 2.47% |
2.50% |
| 12 months | 2.75% |
2.78% |
| 18 months | 2.84% |
2.88% |
| 24 months | 2.99% |
3.03% |
| 30 months | 3.08% |
3.12% |
| 36 months | 3.38% |
3.43% |
| 48 months | 3.74% |
3.80% |
| 27 months Step Rate ($10,000 Minimum) |
3.16% |
3.20% |
| Greater than or equal to $100k |
|
Add .25% to above APY rate except for 27 month Step Rate and 4 months CD |
IRA:
|
Annual Percentage Rate (APR) |
Annual Percentage Yield (APY) |
18 months |
2.72% |
2.75% |
30 months |
2.91% |
2.95% |
